LoanFlow results
- to clear a loan for closing, down from 30 days
- Under 24 hoursto clear a loan for closing, down from 30 days
- back-office costs
- 75% lowerback-office costs
LoanFlow is the mortgage software our team built.
Shorten the time from application to clear-to-close.
We find the work in your loan process that AI agents can take over, help you choose among the AI products vendors are offering you, and build agents for the routine work. Underwriters make the final decisions.
For mortgage lenders, brokers, and credit unions
Processors chase documents, re-key data between systems, and clear the same conditions by hand on every file. Loans sit in queues between steps, and adding volume means adding staff.
Much of that time is spent waiting between steps. We find those waits and remove or automate the steps behind them.
Lenders are also being offered hundreds of AI products. We look at the ones in front of you, check them against your loan process, and tell you which to buy, which to build yourself, and which to skip.
How LoanFlow worked
Our team built LoanFlow for a mortgage company that rebuilt its loan process around software. Four changes did most of the work.
- 1
Collect the information once, at the start.
Borrowers entered a name and address, and the software filled in the rest of the application from outside data sources. Income, assets, and credit were verified when the loan officer took the application instead of weeks later in underwriting.
- 2
Track every condition on every file.
The system checked about 10,000 conditions across roughly 1,000 steps. When a step’s inputs were ready, it went straight to the next person or automated task.
- 3
Automate the routine work.
Most processor, underwriter, and closer tasks ran automatically. Underwriters saw the risks behind each file and kept the final approval.
- 4
Connect the outside services.
More than 40 integrations covered credit, income, bank statements, property data, appraisal, pricing, and document generation.
How we work with lenders now
We work with your current loan origination system and vendors. Start with a review of your loan process and the AI products you’re considering, then automate one part and measure it before doing more.
AI and agent review
2–3 weeks
We trace a sample of your recent loans from application to clear-to-close and find the work AI agents can take over. We also review the AI products vendors are offering you and tell you which to buy, which to build, and which to skip. You get a ranked plan with costs.
First automation
4–8 weeks
We build AI agents and automation for one part of the process, such as condition clearing, document review, or income calculation, in your current systems. We measure it against your cycle time and error rate.
Team preparation
Alongside the build
We train processors, underwriters, and loan officers to use the new tools, and your technology team to maintain them.
Approvals and compliance review
Underwriters approve each loan, and loan officers handle the borrower relationship. Your compliance team reviews what the automation does before it runs on live loans. We record what each automated step checked so reviewers and auditors can see it.
Talk with us about your loan process.
Start with a 30-minute conversation with Allan about your volume, systems, and the steps that slow files down.
Talk with Allan